Zood Saving Product

Target Audience
female and male Citizens of social loans clients


Service Fees

Strategic Engagement
Encouraging the growth of savings

Zood Saving Product

About Zood
Its supported savings program targets social loans clients whereas it helps them on saving financial amount monthly to cover their future needs in the short term through simple saving plan.
Zood features. 
  • Monthly money incentive up to 20%
  • The minimum monthly incentive 20 SR and the maximum 200 SR.
         Cash incentive at the end of the program up to 3000 SR
  • The program doesn’t require limited number of monthly savings to stay participant in it.
  • Consistent with the Islamic law
  • The program duration is five years
  • Full flexibility in savings management
  • Monthly incentive deposit in the beginning of the next month
  • Deposit and withdraw it is allowed without any charges
  • There are many different ways to deposit savings in the account (cash deposit, fast, ATMs, branches)

Participant method
The participant must to be applicants and earns the social loans
After initial approval, the participant must open savings account special for the program in one of the Alinma Bank branches.

Incentive Calculator

Monthly Average Balance


Keep the SR 6,000 for your social loan to get SR 3,000 as your final incentive


  • 5 Year


  • 1 Year


  • 1 Month


Incentive Payout

The content of this page is available in Arabic

An annual race in which Zood Saving Program subscribers compete. By measuring monthly savings, the participants are judged by their respective abilities to maintain a savings behavior, and- consequently, adapt a positive and health habit in their daily lives.
Marathon objectives:
  • To raise awareness on the importance of saving in the life of the individual and society overall.
  • To promote a culture of savings and financial awareness among participants
  • To fuel a spirit of competition among subscribers in an innovative way
  • To motivate participants to practice saving and financial planning
General competition objectives:
  1. To draw social attention to the importance of saving and maintaining a regular savings behavior so that saving become an alternative to borrowing.
  2. To create and promote a culture of savings among subscribers.
  3. For Zood Saving Program to expand and reach wider segments of society.
  4. To introduce the program to the participants in an easy-to-understand form of competition.
  5. To motivate participants to save regularly.
Marathon duration:
A full year from October 31, which coincides with World Savings Day
Who can compete:
  • All subscribers to Zood Saving Program.
Nomination eligibility:
Earning monthly incentive a minimum of 10 times during the marathon period of one year (12 months).
Prize announcement process:
After the completion of the participants’ screening process, prizes are drawn randomly for 100 saving subscribers
Cash prizes of SR 3,000 for 100 winners.

The content of this page is available in Arabic

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