Service level
agreement


time

Last Modified 23 March 2025

Service Level Agreement

The Social Development Bank confirms its keenness to achieve customer satisfaction by providing the bank's external portal services and electronic services at all times as a maximum for them and by providing branches during official working hours according to the Ministry of Human Resources system and related systems. Here we provide a list of external portal services and electronic services that have achieved compliance with these standards, in addition to the maximum time to provide the service during working days, noting that this time does not include completing deficiencies if the customer does not provide all the required information, nor does it include the time taken to process transactions by a third party such as other government agencies if the nature of the transactions requires it. Customers must also adhere to the terms and justifications for each service as stated in the bank's electronic services guide. All electronic services will be added to this list in succession.


Help and Support

The portal includes a section to help and support the beneficiaries. This section provides all the assistance that a visitor to the Social Development Bank portal needs, taking into account that it suits the largest possible number of visitors. Therefore, written content and media materials have been provided in various forms, in addition to detailed information and links to some forms of assistance such as: frequently asked questions, electronic services guide, smartphone applications... and others. More information is available on the contact channels page. The bank also provides support and assistance to the customer when he visits the bank branches to request the service or inquire.


Privacy and Confidentiality of Information

The Social Development Bank portal places the confidentiality of its users' and visitors' information at the top of its list of priorities, and the site makes every effort to provide high-quality services to all beneficiaries through the privacy and confidentiality document. More information is available on the privacy policy page. The bank also maintains the customer's privacy and confidentiality of customer information when providing the service to him in the bank's branches.


Beneficiary Rights and Duties

  1. The electronic portal allows the user to register an account to submit service requests and benefit from the systems and applications provided by the portal. He can also follow up on his messages and their stages through his account.

  2. The registration must be consistent with the identity basis, and the entered data must be correct. Incorrect entered or attached data may lead to the application being excluded.

  3. Beneficiary requests are dealt with fairly and confidentially, and the necessary response is made through the system or via e-mail or branches as needed.

  4. The applicant bears full responsibility for his choices and the regulations governing the services, and requests that violate the rules are excluded.


Social Development Bank Rights and Duties

  1. Correct messages and requests are interacted with and their owners are contacted directly if the services are electronic.

  2. The electronic portal management maintains the rules of justice and privacy in dealing with beneficiaries' requests.

  3. The electronic portal management has the right to cancel or stop some of the requests submitted to it without giving reasons.

  4. The electronic portal management has the right to exclude requests that do not comply or contain incorrect data.

  5. The electronic portal management has the right to temporarily disable some services or systems for maintenance work or other reasons.


Levels of providing electronic services


Individual Financing


Service

Expected

service completion time

Service Availability Time

hour/day

Notes

(The duration is affected by the delivery of financing requirements from the client.)

Social financing (family, restoration, protection, marriage)

30 working days

24/7 

The duration is affected by the delivery of financing requirements.

Freelance (seasonal)

30 working days

24/7 

influenced by the customer

Freelance (cash)

28 working days

24/7 

influenced by the customer

Freelance (assets)

55working days

24/7 

influenced by the customer

Productive families - indirect financing

17 working days

24/7 

influenced by the customer

Savings Products (Savings Park)

2 working days

24/7 

influenced by the customer

Savings Products (Zod Al Ajyal Savings)

immediate

24/7 

influenced by the customer


Facility financing


Service

Expected

service completion time

Service

Availability Time

hour/day

Notes

(The duration is affected by the delivery of financing requirements from the client.)


New facility (Excellence Financing)

51 working days

24/7 

influenced by the customer

New facility (entrepreneur financing)

35 working days

24/7 

influenced by the customer

New Facility (Emerging Technology Financing)

51 working days

24/7 

influenced by the customer

New Facility (Franchise Financing)

51 working days

24/7 

influenced by the customer

Existing facility (Horizon Financing)

52 working days

24/7 

influenced by the customer

Existing Facility (Corporate Excellence Financing)

53 working days

24/7 

influenced by the customer

Existing facility (liquidity financing)

54 working days

24/7 

influenced by the customer

Existing facility (point of sale financing)

55 working days

24/7 

influenced by the customer


Non-profit sector


Service

Expected

service completion time

Service

Availability Time

hour/day

Notes

(The duration is affected by the delivery of financing requirements from the client.)


Government Competition Financing

53 working days

24/7 

influenced by the customer

Operating cycle financing

53 working days

24/7 

influenced by the customer

Parting cycle fanning

47 working days

24/7 

influenced by the customer

Financing of financing brokers

8 working days

24/7 

influenced by the customer

Contribute financing

43 working days

24/7 

influenced by the customer


Financing Initiatives


Service

Expected

service completion time

Service

Availability Time

hour/day

Notes

(The duration is affected by the delivery of financing requirements from the client.)


IT Product Financing

53 working days

24/7 

influenced by the customer

Gaming and eSports Product Financing

51 working days

24/7 

influenced by the customer


الخدمات


Service

Expected

service completion time

Service

Availability Time

hour/day

Notes

Hala Service

Immediate

24/7 

 

Register for freelance incentives

Immediate

24/7 

 

Rescheduling and extension

Immediate

24/7 

 

Bridges platform

15 working days

24/7 

Affected by the response of the authorities and the speed of receiving documents and papers (government authorities 1 day)

Cancel request

Immediate

24/7 

 

Debt letter

Immediate

24/7 

 

Submit an electronic report

Immediate

24/7 

 

Update mobile number

Immediate

24/7 

 

Request products

Immediate

24/7 

 

Savings account statement

Immediate

24/7 

 

Request for exemption of deceased

Immediate

24/7 

 

Book an appointment online (to visit a branch)

Immediate

24/7 

 

Stop the decision

Immediate

24/7 

 

Electronic statement

Immediate

24/7 

 

Disclaimer

Immediate

24/7 

 

Knowing the account for paying installments

Immediate

24/7 

 

Recover excess amounts

3 working days

24/7 

 

Stop deducting a deceased customer

Immediate

24/7 

 

 Update payment bill

1 working day

24/7 

 

Subscribe to provide generations

Immediate

24/7 

 

Check party clearance

Immediate

24/7 

 

Hall and branch services (service, report, complaint, inquiry)

10 minutes

Sunday to Thursday (7:30 AM - 3:30 PM)

Affected by the type of services required

Open Data

5 working days

24/7 

Affected by the type of open data requests

Other Customer Care Services

3 working days

24/7 

 


Mechanism for dealing with suggestions

A suggestion means any creative idea or initiative to develop one of the services or products provided by the bank, and the idea or initiative has a positive impact and results with added value. Suggestions are received and referred to the Business Development Department in the General Department of Partnerships and Marketing to be studied with the relevant departments. Receiving the suggestion does not mean accepting it or starting to implement it by the bank, but rather studying its applicability and feasibility. The Social Development Bank reserves its moral and legal right to deal with the suggestions received through the Bright Ideas Lab, and to register the idea or suggestion and convert it, produce it or reshape it in line with the bank's business strategies.


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