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Last Modified 23 March 2025

Excellence financing
for companies

An electronic service for applying to the "Corporate Tamayoz Loan" product, a financing solution tailored to support the growth and expansion of micro-enterprises in Saudi Arabia. This product aims to empower these companies through funding for capital expansions or providing liquidity for operational cycles, enhancing their performance and contribution to the national economy—all without visiting the bank branches.

Service level agreement

Product video with sign language

Submit a trademark approval request on the bank’s portal

Approved brands

Apply

Capital expansions with financing amounting to 2 million riyals
Operational cycle financing up to 700 thousand riyals
Short-term financing for one year or long-term financing for 5 years, including a grace period
Payment method: monthly, quarterly, semi-annually, annually, at the end of the term
Administrative fees are 7%
Annual service fee 1%

There is no delay or default in financing from the Social Development Bank
The operating life shall not be less For the facility for 3 years Sales do not exceed 3 million riyals
The integrity of the credit record and that the defaults do not exceed 15 thousand riyals or do not exceed 90 days
No financial implementation issues
Types of acceptable guarantees: Salary deduction guarantee – Third party warranty – Guaranteeing legal personality (companies and institutions) – Mortgage – Financial guarantee
The ability to provide a guarantee with a coverage rate of no less than 100% of the financing amount.
10% self-contribution

A copy of the national ID of the facility owner
A copy of the commercial register and articles of incorporation for companies
Internal financial statements of no less than one year for short-term financing
Internal financial statements of no less than two years for long-term financing
Other documents during the evaluation

Apply

Target:

Companies and micro-enterprises

Beneficiaries:

New

Fees:

Administrative fees 7%
Annual service fees 1%

Payment Channels

SADAD Service

Availability:

24/7

SLA:

53 working days

Channels:

Language:

Arabic

User's Guide:

Create an account

Service start date

2016

FAQs

Click Here

Customer Service:

Phone
920008002
Email
care@sdb.gov.sa

Internal strategic engagement

Financing the “Corporate Excellence” product intersects with one of the bank’s strategic objectives: Facilitating and providing financing and products to small and emerging enterprises

International strategic engagement

The “Corporate Excellence” product intersects with the ninth goal of the United Nations Sustainable Development Goals.
It can be viewed here

Product features

Financing ceiling

Capital expansions with financing amounting to 2 million riyals The operational cycle includes financing of up to 700 thousand riyals

Financing period

Up to 5 years

Payment method

Monthly, quarterly, semi-annually, annually, end of period

Administrative fees

Administrative fees 7% Annual service fee 1%

The grace period

One year for long-term financing

Customer journey

Apply

Eligibility check

Processing

Exchange

Do you have any questions?

If you have any questions about excellence financing, please see the questions:

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