Home individuals individual financing marriage financing

Last Modified 21 April 2025

Marriage Loan

A financial solution designed to support customers preparing for marriage by offering an easy-to-access Loan to cover essential wedding expenses. You can apply online, with no need to visit any bank branch.

Service level agreement

Product Video

Submission

Financing starts from 18,000 ♦ up to 72,000 ♦
The repayment period is up to 4 years.
Payment is made monthly.
Exemption shall be in the event of death or total disability - God forbid - according to the terms of the insurance policy.

The applicant’s age must not be less than 18 years and not more than 70 years.
The monthly income should not exceed 14,500 ♦ .
The marriage must be for the first time, with the exception of those whose only wife has died.
Submitting an official marriage contract certified by the competent court, provided that it is not more than two years old.
The wife must be added to the family registry.
The sponsor’s age must not exceed 55 years.
The approved date for calculating the marriage contract is the Gregorian date.
The duration of the marriage contract is calculated from the date of submitting the application.

National Identity.
National address.
IBAN account number.
Mobile number registered in Absher.

Customer ID photo
A copy of the entire marriage contract.
A copy of the family register with the wife added.
IBAN account number certified by the Commercial Bank
Statement of account for the latest 3 salaries certified by the Commercial Bank
Attach a copy of the death certificate for the first wife if the marriage is for the second time due to the death of the first wife.

A photo of the applicant's ID.
A copy of the entire marriage contract.
A copy of the family register with the wife added.
IBAN account number, certified by the Commercial Bank.
A detailed definition of the applicant’s salary, certified by the Chamber of Commerce, signed and stamped by the applicant’s employer, and the date of its signature not exceeding 60 days.
A certificate of joint periods and wages for the applicant whose issuance date does not exceed 60 days from Social Insurance website.
A copy of the sponsor's ID.
A detailed definition of the sponsor’s salary, signed and stamped by the sponsor’s employer, and whose signature date does not exceed 60 days.
A certificate of joint periods and wages for the sponsor, the date of its issuance not exceeding 60 days from Social Insurance website
a> (If the sponsor is subject to the social insurance system).
- A copy of the first wife's death certificate (if the marriage is for the second time).

A copy of the applicant’s ID.
A copy of the entire marriage contract.
A copy of the family register, including the wife.
IBAN account number, certified by the Commercial Bank.
A detailed definition of the applicant’s salary, certified by the Chamber of Commerce, signed and stamped by the applicant’s employer, and whose signature date does not exceed 60 days.
A certificate of periods and contributory wages whose issuance date does not exceed 60 days from Social Insurance website.
A copy of the death certificate of the first wife (if the marriage was for the second time).

A copy of the applicant’s ID.
A copy of the entire marriage contract.
A copy of the family register, including the wife.
IBAN account number, certified by the Commercial Bank.
A copy of the sponsor’s ID.
Information of the sponsor’s salary, signed and stamped by the sponsor’s employer, and not older than 60 days when signed.
A certificate of joint periods and wages for the sponsor, the date of its issuance not exceeding 60 days from Social Insurance website (if the sponsor is subject to the insurance system Social).
A copy of the death certificate of the first wife (if the marriage was for the second time).

A photo of the applicant's ID.
A copy of the entire marriage contract.
A copy of the family register with the wife added.
IBAN account number, certified by the Commercial Bank.
Definition of the applicant’s pension from the General Organization for Social Insurance website.
A copy of the sponsor's ID.
Definition of the sponsor's salary, signed and stamped by the sponsor's employer, and no later than 60 days before its signature.
A certificate of joint periods and wages for the sponsor, the date of its issuance not exceeding 60 days, from the Social Insurance website (if the sponsor is subject to the Social Insurance system).
A copy of the death certificate of the first wife (if the marriage is for the second time).

A photo of the applicant's ID.
A copy of the entire marriage contract.
A copy of the family register with the wife added.
IBAN account number, certified by the Commercial Bank.
A copy of the first wife's death certificate (if the marriage is for the second time).

Submission

Target:

Citizens

Beneficiaries:

1.2 million

Fees:

Free

Payment Channels

Free

Availability:

24/7

SLA:

30 working days

Channels:

Language

Arabic

User's Guide:

Marriage Finance

Create an account

Service start date:

2022 2011

FAQs

Click Here

Customer Service:

Phone
920008002
Email
care@sdb.gov.sa

Internal strategic engagement

Marriage financing intersects with one of the bank's strategic objectives: providing purposeful and effective social financing to serve the beneficiary segments

International strategic engagement

Marriage financing intersects with Goal 1 of the United Nations Sustainable Development Goals. It can be viewed here

Product features

Financing period

Up to 4 years

Payment method

On a monthly basis

Financing ceiling

Up to 72,000 ♦

Administrative fees

nothing

Exemption according to the terms of the insurance policy

Upon death or total disability

Customer journey

Apply

Eligibility check

Processing

Exchange

Do you have any questions?

If you have any questions about financing the marriage, please see the questions:

FAQs Contact Us

Related Products

Family Finance

Social Fund

A financial solution designed for low-income families to help cover essential needs and improve their living stability. Customers can apply for this Loan entirely online, without the need to visit any bank branch.

Submit application Details

knf

Social Fund

A financial product designed for specific groups including widows, divorced women, individuals with disabilities, and beneficiaries of the the fund for martyrs, injured, prisoners, and missing persons. It aims to support these customers in managing their financial responsibilities and achieving more stability. Application is fully electronic, with no need to visit any bank branch.

Apply Details

Restoration financing

Social Fund

An opportunity to renovate your home and improve your quality of life in a way that suits your needs. Whether your home requires full renovation or partial upgrades, this Loan provides the needed amount with ease and flexibility. Apply for the product online, with no need to visit any bank branch.

Apply Details