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Last Modified 17 April 2025

Productive families loan (Direct)

Direct financing that supports the development of your home-based project or craft profession through fast and simple procedures. You can apply for the Loan online, without visiting any bank branch.

productive families indirect financing

  • Financing amounts range from 15,000 ♦ to 60,000 ♦ .
    The repayment period may extend to 40 months.
    Financing for more than 120 project activities.
    The first installment is due 30 days after the financing disbursement date.

  • The applicant must be between 18 and 60 years old.
  • The applicant must not have any other loans with the bank.
  • The financed activity must be one of the productive family activities approved in the procedural guide regulating the work of productive families.
  • The applicant's monthly income must not exceed 10,000 ♦

  • Issuing a Productive Families Certificate and specifying the project's activity through the National Productive Families Platform link. Providing guarantees (a pledge of deduction from a government employer or a fine and performance guarantee from a government employee)
Target:
Productive families
Beneficiaries:
165,000 productive families
Fees:
From 2,000 to 4,000 ♦ Depending on the applicant's job status
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Payment Channels
Free
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Availability:
24/7
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SLA:
17 working days
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Channels:


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Language:
Arabic
Service start date

2019 

Customer Service:
 Phone 
 920008002 
Email 
 care@sdb.gov.sa 
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Internal strategic engagement

Financing productive families is linked to one of the bank’s strategic objectives:
Facilitating access to financing products for self-employment and productive families.

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International strategic engagement

Financing productive families contributes to the first, second, and eighth goals of the Sustainable Development Goals.
It can be viewed here

Product features


Financing ceiling

Financing ceiling

Up to 60,000 ♦

Financing period

Financing period

Up to 40 months

payment method

Payment method

On a monthly basis

additional financing

Additional financing

When paying more than 50% of the financing value

finance

finance

More than 120 project activities

Customer journey


apply

Apply

eligibility check

Eligibility check

processing

Processing

exchange

Exchange

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Do you have any questions?

If you have any questions about indirect financing, please see the questions:

Related Products


Productive families loan (Direct)

Productive families loan (Direct)

Productive Families

An electronic product offered by the Social Development Bank to support the projects of productive families and craftsmen through direct financing with easy and fast procedures, without the need to visit the bank's branches.

Productive families indirect financing

Productive families indirect financing

Productive Families

One of the financing products for productive families and targets their own projects, in addition to owners of crafts and professions, through financing provided through financing intermediaries supported by financing portfolios from the Development Bank with easy and quick procedures.

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