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Last Modified 23 March 2025

Financial Portfolios for Productive
Families Projects

An electronic service for applying to "Financial Portfolios for Productive Families Projects," offering flexible and comprehensive financing solutions ranging from 2 million ♦ to 20 million ♦ . These portfolios target entities that aim to enhance small projects and achieve sustainable economic development for productive families, improving quality of life and promoting financial independence—all without visiting the bank branches.

financing portfolios for productive families projects

  • Term of agreement: up to 6 years
  • Payment method: The bank's financing portfolio is paid
  • Obtain an operating rate of up to 15% of the value of the financing portfolio based on performance and collection
  • Qualifying and training the financing broker on managing the lending portfolio
  • Obtain a user account on the National Platform for Productive Families with all its technical features
 

  1. The entity and its branches must have a valid official license from licensed government agencies
  2. It must have an approved organizational structure and announced regulations, with no financial difficulties.
  3. To have an integrated headquarters in the geographical area in which it provides its services.
  4. Its objectives or activities include providing microfinance project development and economic empowerment services.
  5. It should have a clear, documented program and an integrated work mechanism with a clear methodology.
  6. To include a qualified administrative and technical staff appropriate to the size and nature of the services that will be provided to the beneficiary.

  • A copy of the official license
  • A copy of the title deed or lease contract for the entity’s headquarters
  • The organizational structure of the entity, the regulations governing its work, and an explanation of the services it provides
  • CV of the technical and administrative staff charged with providing microfinance project development services
  • A report on the achievements for the last two years, including the funded projects, their types, the value of the loan, and the repayment movement, if any
  • Approved financial statements for the last two years
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Target:
Charitable societies, cooperative societies, civil society organizations, social development committees, chambers of commerce, and supporting bodies accredited by the Bank to manage financing portfolios for productive family projects. 
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Beneficiaries:
188 beneficiaries
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Fees:
Free
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Availability:
24/7
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SLA
8 Working Days
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Channels:

   

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Language:
Arabic
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Service start date

2022  2022 

Customer Service:
 Phone 
 920008002 
Email 
 care@sdb.gov.sa 
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Internal strategic engagement

The “Financing Portfolios” product is linked to one of the bank’s strategic objectives: Developing and strengthening the microfinance system

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International strategic engagement

The “Financing Portfolios” product intersects with the first, second, and seventeenth goals of the Sustainable Development Goals.
It can be viewed here

Product features


Financing ceiling

Financing ceiling

Up to 20 million ♦

financing period

Financing period

Up to 6 years

payment method

Payment method

The bank's financing portfolio is repaid

fees

Operating ratio

Up to 15% of the value of the financing portfolio

the grace period

Qualification and training

Qualifying and training the financing broker on managing the lending portfolio

Customer journey


apply

Apply

eligibility check

Eligibility check

processing

Processing

exchange

Exchange

Any Question Banner
Do you have any questions?

If you have any questions about financing portfolios for productive families, please see the questions:

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