Terms of Use and
Disclaimer

Social Development Bank Portal Usage Policy

This electronic portal of the Social Development Bank in the Kingdom of Saudi Arabia (referred to herein as "Social Development Bank Electronic Portal" or "Portal") is available for your personal use. Your access to and use of this portal is subject to these terms and conditions of use and the regulations of the Kingdom of Saudi Arabia. Your access to and entry into this portal also constitutes unconditional acceptance of the terms and conditions of use, whether you are a registered user or not, and this acceptance is effective from the date of your first use of this portal.

The use of the portal includes a number of terms and conditions that are subject to continuous updates and changes as needed, and any amendment or update to any of these terms and conditions becomes effective immediately upon approval by the portal management; which requires you to continuously review the terms of use and disclaimer principles to know any updates made to them; as your continued use of this portal means that you have read and fully accepted any amendment made to the terms and conditions of its use. Note that these terms The terms include property rights, and the portal management is not required to announce any updates to these terms.

Policy for publishing suggestions and comments:

The Social Development Bank is keen to constantly interact with its customers and visitors to its electronic portal, and therefore it has made it a priority to communicate with them and receive all their suggestions and comments. For this reason, the bank expects all visitors and browsers of its electronic portal to adhere to its policy in publishing suggestions and comments contained in the electronic portal.

•  It should not contain any type of insults or any expressions that do not take into account public morals and ethics.

• The text of the comment or the idea to be published should not contain any personal information or regular or electronic addresses or phone numbers.

• The comment should be brief and related to the published content.

• Receiving the suggestion or comment does not constitute acceptance or initiation of its implementation or publication on the electronic portal, but rather a study of the applicability and feasibility of its implementation .

• The Social Development Bank reserves its moral and legal right to deal with the incoming proposals, and to record the idea or proposal and convert it or produce it or reshape it in accordance with the Bank's business strategies.

General Terms and Conditions

• The information and materials contained in this site are subject to continuous updates and changes according to the needs of the work.

• The Arabic language is the primary language for using the portal and benefiting from all materials published on it. The translation of any of these materials aims to provide an added service, and accordingly, the available translation shall not be relied upon to interpret any dispute regarding the content contained in the portal.

•  All regulations and laws published on the portal, whether those of the Social Development Bank or other entities, may be subject to translation to interpret their meanings with the aim of increasing the benefit, but the Arabic text of all these regulations and laws constitutes the primary reference, and accordingly, it is not possible in any way to rely on their interpretive translation to derive any information or Details.

Terms of Use

By using the Social Development Bank Portal, you agree not to:

• Provide or upload files containing software, materials, data or other information that are not owned by you or that you do not have a license for.

• Use this Portal in any way to send any commercial or unsolicited email or any such misuse of the Social Development Bank Portal.

• Provide or upload files on this Portal that contain viruses or corrupted data.

• Publish, advertise, distribute or circulate materials or information that contain defamation, violation of laws, pornographic, obscene, or contrary to Islamic teachings or public morals, or any illegal materials or information through the Social Development Bank Portal.

• Participate through the Social Development Bank Portal in illegal or unlawful activities in the Kingdom of Saudi Arabia.

• Advertise on the Social Development Bank Portal Social about any product or service that puts us in a position of violation of any applicable law or regulation in any field.

• Using any means, program or procedure to intercept or attempt to intercept the proper operation of the Social Development Bank portal.

• Taking any action that imposes an unreasonable, large or disproportionate load on the infrastructure of the Social Development Bank portal.

Using links to the Social Development Bank portal

Except as stated below, it is prohibited to transfer or copy any of the contents of the Social Development Bank electronic portal or create any electronic links to it or display any of them in a frame.

• Links to the Social Development Bank electronic portal may be placed on any other sites that do not conflict in their objectives and general direction with the objectives, policies and frameworks of the Social Development Bank electronic portal.

• The Social Development Bank is in no way considered to be involved or associated in any way with any trademarks, logos, commercial or service symbols or any other means used or appearing on the sites The Social Development Bank reserves the right to disable any link in any way from any site that contains inappropriate, obscene, offensive, vulgar, pornographic, indecent, unacceptable or illegal topics, or names, materials or information that violate any law or infringe any intellectual property rights, privacy rights or publicity rights. The Social Development Bank reserves the right to disable any link in any way that is not authorized and does not bear any responsibility for the contents available on any other site accessed through this portal or accessed from this portal.

Links from the Social Development Bank Portal

Links to other portals and/or websites are provided for the convenience of the visitor, and we are not responsible for the contents or reliability of the portals and/or websites to which we link and do not endorse their contents, and thus the use of any of these links to access those sites or portals is At your own risk, and as we aim to replace broken electronic links - which do not work - with other sites, and since we do not have control or control over those links; We do not guarantee that these links will always work.

Virus Protection

We make every effort to check and test the contents of this portal at all stages of production. We advise you to always run an anti-virus program on all materials downloaded from the Internet. We are not responsible for any loss, interruption or damage to your data or your computer that may occur while connecting to this portal or when using material from this portal.

Collection and use of electronic information

The portal's servers automatically capture your Internet Protocol address when you visit the site. (Your Internet Protocol address is the number of the computer you use, which allows other devices connected to the Internet to determine the destination of the data issued from it, and to collect some information such as the type of browser and search engine, but without identifying your personal identity).

The portal's use of your Internet Protocol helps diagnose problems that occur in its servers, and also helps it In order to conduct the necessary statistics to measure the use of the site (number of visitors and the language of the computer you are using), the portal does not allow any party outside the technical team of the Social Development Bank’s electronic portal to view your Internet Protocol.

Cookies

• The site may store so-called “Cookies” on your computer when you visit the portal. “Cookies” It is a piece of data that uniquely identifies you as a user, and can be used to develop your knowledge of the portal and to better understand the user base of this portal.

• Most browsers are initially set to accept cookies, but you can reset your browser to reject all cookies or to alert you when cookies are being sent. Please note that some of the services offered on this portal may not function properly if you reject cookies.

Processing of Personal Data

Your personal information will only be available to bank employees who need to view it. Without the user's consent, this information will not be available to the public. Furthermore, none of this information will be exchanged, traded, or sold to any other party without the prior consent of the user, and access to the information will only be allowed to qualified persons who provide electronic services at the Social Development Bank, and the bank's privacy and confidentiality policies will be applied in dealing with personal data.

Waiver of Claims

The Social Development Bank's electronic portal and the services, information, materials and functions available on it or that can be accessed through the portal are provided for your personal use "as is" and "as available" Without any acknowledgement, promises or guarantees of any kind.

We cannot guarantee or bear responsibility for any interruptions, errors or violations that may arise from the use of this portal or its contents or any site linked to it - whether with or without our knowledge.

Any communications or information that the user may send through this portal will not have the right to own it or the right to guarantee its confidentiality, and any use or interactive use included in this portal does not guarantee or is intended to guarantee the user any rights, licenses or any privileges of any kind.

Also, the bank’s waiver of any right available to it and specified within these conditions in one place or occasion does not mean in any way an automatic and permanent waiver of any rights in other places and occasions.

Limitations of Liability

The electronic services provided by the Social Development Bank’s electronic portal via the Internet and obtaining information about various government departments and agencies are provided only to facilitate manual procedures. Hereby, you acknowledge your full knowledge that communications via the network The Internet may be subject to interference or interception by third parties, and the portal does not replace information available through official bodies, and requests and administrative procedures can be taken directly before the competent authorities.

The bank also does not guarantee the accuracy of the information included or present on the site, whether it is texts, graphics or links; As it came to the bank in this form, the bank disclaims any responsibility for any errors or omissions in this information and materials. The bank does not give any warranty of any kind and nature regarding this information, such as guarantees of infringement of property rights or marketing the information for use for any other purposes.

Accordingly, resorting to this portal remains at your own risk, and we are not responsible in any way for any loss or damage of any kind that you may incur due to your use or visit to the portal or your reliance on any statement, opinion or advertisement in the portal or what may result from any delay in operation or communication failure or problems accessing the Internet or equipment or software malfunctions or the behavior or ideas of any person entering this portal. Hereby, you acknowledge and agree that your exclusive and sole means to treat any damage or loss that may occur as a result of your entry or use of this portal is to refrain from using or entering it or not to continue doing so.

Compensation

Hereby, you acknowledge not to take any action against the bank Social Development or any of its management, compensation and insurance from liability, as well as any entities, employees or agents who are responsible for managing, maintaining, updating or providing the Social Development Bank portal, from all obligations and responsibilities that may arise in connection with any claim arising from any breach by you of the terms and conditions of use or any of the applicable laws, whether in the Kingdom of Saudi Arabia or the place where you reside.

Termination of Use

We may, at our absolute discretion, terminate, restrict or suspend your right to access and use the portal without notice and for any reason, including violation of the terms and conditions of use or any other behavior that we may consider, at our sole discretion, illegal or harmful to others. In the event of termination, you will not be authorized to access this portal.

Proprietary Rights

• Any information provided by visitors to the site is considered The property of the bank, and the bank has the right to use it for any purpose, and the bank has the right to use any ideas, concepts, experiences or techniques contained in this information; and it is dealt with in accordance with the bank's information confidentiality policy.

• It is strictly prohibited to modify any of the contents of the portal, and the graphics and images in this portal are protected by copyright, and may not be reproduced or exploited in any way without the prior written consent of the Social Development Bank in the Kingdom of Saudi Arabia.

Judicial reference

Hereby, you agree to submit exclusively to the judicial authorities of the Kingdom of Saudi Arabia with regard to all claims and disputes arising from your use of this portal, noting that the Arabic language will be the official language used to resolve any disputes arising from your use of the portal or any of its contents.

Related legislation

Electronic Transactions System : Communications and Information Technology Commission

Anti-Cybercrime System : Communications and Information Technology Commission

Basic Cybersecurity Controls: National Cybersecurity Authority